Instant online flood insurance quote11/21/2023 Do You Currently Have Private Flood Insurance? Just because your policy is written by a private flood insurance company doesn’t mean it is cheaper than anything else out there. We can’t help with cheap car insurance, but we are the cheap flood insurance shoppers. By working with a flood insurance agency that only deals with flood insurance, your chance of overpaying for flood insurance coverage is less. Stop stressing over flood insurance costs and the difficulty of finding coverage. If you currently have an NFIP/FEMA policy you know how expensive premiums are getting – and how hard it is to pay your flood insurance renewal. Their lack of knowledge can cost you thousands of dollars. 85% are generalists that specialize in homeowners and auto policies. Unfortunately, we see many NFIP policies written by other agents that don’t know how to take advantage of the program. Do You Currently Have an NFIP Policy? If you already have an NFIP/FEMA flood insurance policy you need a Flood Nerd now. Get trusted coverage and save money all at once with Flood Nerds. Skip the headache – let our certified agents help you get the cheap flood insurance that works for your needs. Flood Nerds is here to help, with experts dedicated to saving you time and money. With so many options out there, you want the most reliable coverage and the best rates – without sacrificing trustworthiness or your peace of mind. Searching for comprehensive, yet affordable flood coverage can feel like wading through a sea of confusing paperwork and choices. “A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is your property) from: overflow of inland or tidal waters and unusual and rapid accumulation.” Flood Causesįloods are caused by multiple issues, acting alone or together with others.Cheap Flood Insurance Floods can be a nightmare, and with rising flood insurance premiums, it’s getting harder and harder to find coverage that you can rely on. Most flood insurance policies recognize a very broad definition of “flood” which is: Definition of “Flood”įor coverage to apply, a flood needs to occur. Flood Riskĭetermining your risk of flood can be determined by by contacting us or by using opens in a new windowFEMA’s flood mapping tool. Our form includes all the information needed to quote a private flood insurance policy, a program offering the same coverage as the NFIP but with a greatly streamlined application process. Complete it and an agent will be in touch with you in short order. Our simple flood quote form is all that is needed to get the process started. Certain private market flood policies have shorter waiting periods. The waiting period can be waived if a lender is requiring the coverage due to a new home sale or increasing, extending, or renewing a loan. NFIP flood insurance policies require a 30 day waiting period for coverage to go into effect. Flood insurance means you’ll be reimbursed for all covered expenses. Cleanup and mitigation costs are a major percentage of every loss. Flooring, molding, wallboard, electrical, plumbing, and even heating and air conditioning systems can all be damaged by even a minor flood event. Minimal amounts of water, just and inch in your home or building, can cause significant structural damage. South Carolina Ground Water Association.North Carolina Ground Water Association.Georgia Association of Groundwater Professionals.Community Transportation Association of Virginia.Apartment, Student Housing, Associations.
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